A flexible choice of insured medical programs including HMO, PPO and POS are available for eligible employees and their dependents.

A comprehensive program is available for eligible employees and dependents emphasizing preventative care with increasing benefits when a proper treatment plan is followed. Benefits are available both in and out of network.

Benefits for eye exams, glasses and/or contact lenses are paid in accordance with a specified schedule for both the employee and their covered dependents. Benefits are available both in and out of network.

When you enroll in the JCM medical plan you automatically participate in our prescription drug program and will be able to purchase prescription drugs at either your local pharmacy or through mail order. Generally, the program provides for participants to pay a co-payment when purchasing prescription drugs at major participating pharmacies. The amount of the co-payment depends on whether the purchase is for a non-generic or generic prescription.

JCM provides eligible employees with a company-paid life insurance policy.

This benefit provides compensation in the event of an accidental death, or an accident resulting in loss of sight or dismemberment at no cost to the employee.

Short Term Disability (STD) Insurance is provided by JCM at no cost to the employee.

401(k) Retirement & Savings Plan

To encourage savings for retirement, JCM offers a 401(k) Retirement & Savings Plan. The employee is eligible to participate in the plan effective from the first quarter following the successful completion of the 90-day introductory period. JCM decides on a matching percentage on an annual basis.

JCM observes nine scheduled holidays each year.
New Year’s Day
Memorial Day
Labor Day
Thanksgiving Day
Christmas Day
President’s Day
Independence Day
Day After Thanksgiving
Employee Birthday
Floating Holiday (company designated)

If the holiday falls on a Saturday, the Friday before is taken and if the holiday falls on Sunday, the Monday after is taken.

For eligible employees after six months of employment. Please refer to JCM’s Vacation Policy.

Following the 90-day introductory period. Please refer to JCM’s Sick Pay Policy.

JCM has prepaid professional Employee Assistance Program (EAP) to assist employees to resolve personal problems on a confidential basis.

Travel Assistance Insurance offers the following services to minimize the hassles of traveling and ensure proper attention when you need it for you, your spouse, and dependent children on any single trip for business or pleasure up to 90 days in duration. This benefit is provided by JCM at no cost to the employee.

Pre-departure Information
Emergency Medical Assistance
Travel Support Services
Technical Assistance for documentation, etc.